Bono MiVivienda Sostenible (BMS) Certification in Peru
The Sustainable MiVivienda Bonus (BMS) is a direct subsidy from the Peruvian State, granted through the MIVIVIENDA Fund, to promote the development of eco-friendly housing in the country.
At Leaf, we facilitate the certification process so your project qualifies as sustainable, enabling Peruvian families to access this financial benefit when purchasing their home through the New MIVIVIENDA Credit. It is the key tool for linking environmental responsibility with your real estate business's commercial success.
The subsidy is administered through Peruvian financial institutions (IFIs) that partner with the MIVIVIENDA Fund—including banks, municipal savings banks, and finance companies—which qualify families for mortgage loans. At Leaf, we audit your project to ensure it meets the Fund's sustainability criteria, thereby enabling the subsidy to be applied as a discount on the loan.
The investment depends on the level of certification you seek and the characteristics of your project. We evaluate your project starting at the design stage to identify the most cost-effective measures and compare the additional cost with the value of the bonus your buyers will receive.
This certification is aimed at real estate agencies, construction companies, and developers that carry out housing projects in Peru and seek a competitive edge. It is ideal for those wishing to reach the country's social and affordable housing segments with high-quality, technically certified projects that benefit from a direct financial incentive from the Peruvian government.
The MIVIVIENDA Fund establishes three certification levels (Grade I, II, and III) based on compliance with 17 mandatory requirements. The difference lies in the optional criteria: Grade I requires one, Grade II demands three, and Grade III calls for five to achieve maximum efficiency.
The Sustainable MiVivienda Bonus (BMS) is a program exclusive to the Peruvian market. At Leaf, we have partnered with Peruvian real estate developers on projects such as Jardines de Magnolias IV, Felicity, and Amalfi, combining BMS with EDGE certification to offer better financing terms to buyers.
BMS allows buyers to access better financing rates and financial bonuses when purchasing a certified project. This creates a competitive advantage and faster sales for developers.
The most suitable level depends on the project’s objectives, budget, and commercial strategy. In general, Level II offers a good balance between investment and access to incentives, but it requires a case-by-case analysis.
We conduct cost-benefit analyses, prioritize high-return interventions, and coordinate specifications to ensure measures are commercially viable and constructively feasible.
Yes. The MiVivienda Sustainable Bonus certification includes many measures that are required or contribute points toward LEED and EDGE, so it already provides a strong foundation for applying to international certifications.
The Fund requires approved plans, technical reports, certifications, and proof of compliance. Leaf coordinates the collection, preparation, and submission of documentation to authorities and all involved stakeholders.
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